WASHINGTON STATE: ATTENTION IF YOUR MORTGAGE IS SERVICED BY OCWEN LOAN SERVICING, LLC!! (STATEWIDE)
On 12/10/2013, the Washington Attorney General entered into a Consent
Judgment with OCWEN FINANCIAL who owns one of the largest, most abusive
Loan Servicers in the nation, OCWEN LOAN SERVICING, LLC. William Erbey
is the CEO of OCWEN. The Consent Agreement was intended to stop mortgage
foreclosure and loan servicing abuses by OCWEN, and OCWEN agreed to
help homeowners with cash payments, modifications, and/or offer
principal reductions. Here are some of the allegations in the
Failed to promptly and accurately apply payments made by borrowers or to maintain accurate account statements.
Charged unauthorized fees for default-related services.
Gave false or misleading information to borrowers on loans that had been transferred from other servicers.
On transferred loans with in-process trial and permanent modifications,
deceptively sought to collect payments from consumer under the
mortgage's original unmodified terms.
Failed to provide correct and timely information to borrowers seeking
information about loss mitigation services, including loan
Improperly denied loan modification relief to eligible borrowers.
Gave false or misleading reasons for loan modification denials.
Robo-signed affidavits in foreclosure proceedings.
Imposed force-placed insurance when the servicers knew or should have known borrowers had adequate coverage.
Source: Consumer Financial Protection Bureau
Do not hand over your keys to these scumbag OCWEN Loan Servicers and the
Seattle Attorneys who represent them, Routh Crabtree Olsen, P.S. (RCO,
P.S.) and/or Houser & Allison. OCWEN is a 3rd party debt collector
who simply services your mortgage for the true Note Holder. The
attorneys representing OCWEN and the Bank Trustee are also 3rd party
debt collectors. Your mortgage contract was not with OCWEN or the Bank
Trustee, and likely had a completely different originating Lender. Your
Note cannot be "Assigned" by "MERS" (See your Deed of Trust for MERS
language) or OCWEN LOAN SERVICING as they do not hold or own your
mortgage documents. OCWEN has no rights in your property. In this
mortgage era where your Note has been bought and sold on the open market
an average of 4 - 12 times, no one really knows who owns or holds your
NOTE! Lots of copies of Notes are being floated around but ask for proof
of the ORIGINAL signed Note! Unless someone pops up with the ORIGINAL
wet ink NOTE and says "I hold it", no entity or individual is entitled
by law to foreclose on your home and property! For more information
about this please read the blog articles in the Nationwide Defense
Network website and attorney Jeff Barnes's efforts on behalf of
homeowners. You will learn all there is to know to educate yourself
about mortgage origination, securitization and foreclosure scam by big
banks and loan servicers since about the mid-2000s. You will learn about
all of the important foreclosure legal decisions in the country.
Also, see the OCWEN SETTLEMENT AGREEMENT signed around by the 50-state attorney generals and OCWEN at: http://www.scribd.com/doc/235647764/OCWEN-LOAN-SERVICING-CONSENT-ORDER-TO-STOP-MORTGAGE-SERVICING-AND-FORECLOSURE-ABUSES.
If you are experiencing no relief from OCWEN LOAN SERVICING in your
problems with its abusive loan servicing tactics or OCWEN's preposterous
loan modification efforts (!), contact Attorney General Robert Ferguson
or David Huey at the Consumer Complaint portal for the Washington
Attorney General's Office website. FILL OUT A COMPLAINT FORM AND TELL
THEM YOU WANT THE RELIEF THEY BARGAINED FOR ON YOUR BEHALF IN DECEMBER
2013 WITH OCWEN LOAN SERVICING! YOU WANT TO KEEP YOUR HOME AND BE FREE
FROM HARASSMENT BY THESE UNPRINCIPLED FIRMS.